Privacy Policy for FinanceTrackr

Introduction

This Privacy Policy describes how FinanceTrackr ("we," "our," or "us") handles information in connection with our mobile application (the "Service"). This policy applies to all users of our Service.

Information Collection and Use

Your Financial Data (We Don't Touch It)

We do not collect any personal financial data. FinanceTrackr is designed to operate entirely on your device without collecting, storing, or transmitting any personal information, account details, transactions, or financial data to our servers or third parties.

Advertising Data (Google AdMob)

To support the free version of our app, we use Google AdMob to display advertisements. Google AdMob may collect:

• Device advertising identifier (IDFA/GAID)
• IP address
• Device information (model, OS version)
• App usage data for ad targeting
• Location data (if permission granted)

Important: This advertising data is collected by Google, not by us, and is used only for showing relevant ads. Your financial data is never included in this process.

Usage Data

We do not collect usage data about your financial activities. The app operates completely offline for all financial features and does not track your accounts, transactions, or financial behavior.

Data Storage

All financial information you enter into FinanceTrackr (including accounts, transactions, goals, and notes) is stored exclusively on your device using your device's local storage capabilities.

Your financial data:

• Never leaves your device
• Is not transmitted over the internet
• Is not accessible to us or any third parties
• Is not shared with advertisers
• Is entirely under your control

Third-Party Services

Google AdMob: We use Google AdMob to display advertisements. AdMob is governed by Google's Privacy Policy, which can be found at: https://policies.google.com/pr ivacy

No Other Third Parties: Aside from Google AdMob for advertising, FinanceTrackr does not integrate with any other third-party services, analytics providers, or data sharing networks.

Ad Personalization Control

You can control ad personalization:

• Android: Go to Settings → Google → Ads → Opt out of Ads Personalization
• iOS: Go to Settings → Privacy → Apple Advertising → Turn off Personalized Ads

Data Security

Since your financial data remains exclusively on your device, the security of your information depends on your device's security measures.

We recommend:

• Using device lock screens
• Keeping your device software updated
• Using the app's optional PIN protection feature

Children's Privacy

We do not collect personal information from anyone, including children under 13. However, Google AdMob may collect advertising data from users. The app is intended for personal financial management and is generally suited for adult use.

International Users

Our privacy practices for financial data are the same worldwide - we do not collect financial data from users in any jurisdiction. However, Google AdMob operates globally and may collect advertising data subject to local privacy laws.

Your Rights

Regarding your financial data: Since we do not collect or store your financial data, traditional data rights are not applicable. However:

• You have complete control over your financial data through the app
• You can export your data using the app's backup feature
• Uninstalling the app will permanently delete all local data

Regarding advertising data: Contact Google directly for requests related to advertising data collected by AdMob.

Data Retention

Financial Data: We do not retain any user financial data because we do not collect any. All information remains solely on your device.

Advertising Data: Data collected by Google AdMob is retained according to Google's data retention policies.

Changes to This Policy

We may update this Privacy Policy to reflect changes in our practices or for legal compliance. Any updates will be posted in the app and on our website with a new "Last Updated" date.

Legal Compliance

FinanceTrackr complies with applicable privacy laws including GDPR, CCPA, and other international privacy regulations. For advertising data collected by Google AdMob, Google's compliance measures apply.